Roadrunner Financing (Non-prime)
Instant approvals and easy closings for customers with non-prime credit available through participating independent Toro dealers. Scroll down to Apply*!
*Applies only to Financing Programs offered by Roadrunner Financial, Inc. All applicants to Roadrunner Financial, Inc, are subject to credit approval. Approval, rates, minimum purchase requirements and terms advertised are based upon the minimum credit bureau (FICO®) score indicated and overall creditworthiness. Your FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus. Offer applies to a maximum of 2 units per applicant. Other qualifications and restrictions may apply. Minimum amount financed is $1,000. Maximum amount financed is $25,000. UCC filing fee may be charged. Offer not valid for mowers used for commercial purposes. Offer effective on eligible and qualified Toro Mowers purchased from a participating Toro Mower dealer. Offer valid in the U.S. only (excluding AK, HI & D.C.). Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice.
Option to get prequalified through Roadrunner and Sheffield, no effect to your credit score.
Sheffield Finance
- Minimum Finance amount $1,500. There is a promotional fee of $150 for this transaction.
- Offer valid 8/1/2025 – 10/31/2025
*Example: On financed amount of $7,500, your Down Payment is $0 with 24 monthly payments of $317.71 each. Interest Rate is 0% [APR is 1.59%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2025 and 10/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.